RRSP Contribution Optimizer


Giving Canadians new insights to make better RRSP contribution/deduction decisions

Instead of using only income tax rates to make a recommendation, this optimizer uses your Marginal Effective Tax Rate (METR), which includes the impact of government benefits and tax credits, and can have a significant impact on the optimal contribution for a majority of Canadians. Enter some basic information to see your results.



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*The results and recommendations on this site use the term 'contribution' and assume your RRSP contribution and deduction are equal. See here for more information.

The information on this site is for informational purposes only and is not intended to be a substitute for professional advice. Please see the legal disclaimer for more information.


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