RRSP Contribution Optimizer

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An RRSP Calculator giving Canadians new insights to make better RRSP contribution decisions

Instead of using only income tax rates, this RRSP Calculator uses your Marginal Effective Tax Rate (METR), which includes the impact of government benefits and tax credits. This can have a significant impact on the optimal RRSP contribution for many Canadians. Enter some basic information to see your results.

* Mandatory Field

*Tax Year

2020202120222023

*Province/Territory

AlbertaBritish ColumbiaManitobaNew BrunswickNewfoundlandNova ScotiaOntarioPrince Edward IslandQuebecSaskatchewanNorthwest TerritoriesNunavutYukon

*Income

$

*RRSP room

$

CRB Income

$

Number of kids 5 and younger

01234

Number of kids between 6 and 17

01234

Have a Spouse

Spouse Income

$

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